You may be surprised to discover that how much you spend on day-to-day living can considerably reduce the amount you are eligible to borrow, even if you are a high-income earner. So, if you’re planning to buy a home, it may be time to cut back on some of [...]
How you use your income and available credit can make a huge difference to your lifestyle, so it’s very important to get it right. That means getting reliable, ongoing advice and support from a professional credit advisor you know and trust. Your [...]
How are your New Year Resolutions coming along? If you’re serious about achieving the goals you’ve set for yourself, creating a plan is the way to go. Of course, making a plan is easy when you’re talking about losing weight or exercising more (the [...]
Your credit report paints a picture of your life as a responsible bill payer and borrower. Under the new Comprehensive Credit Reporting (CCR) regime introduced this year, it has increased in importance because lenders will be required to take it into [...]
6 Ways to renovate to increase your home’s selling price When renovating for profit, the golden rule is minimal expenditure, maximum return. The key is to focus on renovations that will maximise your property’s value, whilst not costing you the earth. [...]
Home deposit or wedding? What comes first? 2018 is going to be a big year for love and marriage in Australia – if you’ve found the one, congratulations! But what’s next – a home or a wedding? It’s a common scenario facing many couples – do [...]
Is now the right time to buy your first home? If you’ve been dreaming about purchasing your own place, but a niggling voice in the back of your mind has been offering up objections, we’re here to tell that voice to pump the breaks, champ! In this article,[...]
How to beat the urge to splurge Christmas is just over the horizon and decorations are already starting to appear at the local shops. It’s a time of year where it’s almost common practice to splurge! Marketers are all working hard to encourage you to buy,[...]
If you’re looking to buy your next home, downsizing might be the way to go. After all, sometimes less is more and it could work wonders for your finances! In this article, we explore some of the benefits of downsizing - from cutting back on maintenance [...]
5 Tips for saving a deposit for your first home The comments in the news are enough to make you think saving a deposit for your first home is mission impossible. Not true! So, rather than just encouraging you to stop buying #SmashedAvo breakfasts to save[...]
