In 2023, the cashback craze was on steroids. Lenders vying for refinancing business were offering sweeteners of $5,000 or more to borrowers who switched over their home loans. However, the wind forwards the clock to 2024 and the landscape is vastly different.[...]
A lot has changed in the past year, especially when it comes to the economy. Interest rates and the cost of living are up, with more rate hikes forecast for 2023 as inflation remains stubbornly high. How long has it been since you looked at the terms of [...]
Experts are warning Australians to brace for more interest rate pain in the year ahead. After the Reserve Bank of Australia (RBA) increased the cash rate to 2.85 per cent in its Melbourne Cup Day meeting, the major banks have adjusted their forecasts for when[...]
In the wake of four consecutive cash rate rises, many aspiring homeowners and current mortgage holders have been left feeling uncertain. You may be concerned about whether the cash rate hikes have temporarily derailed your home ownership dreams. Perhaps [...]
With millions of Australian homeowners likely to be slugged with higher mortgage repayments due to the cash rate hikes, there’s one question on everyone’s lips. Is now a good time to refinance? While it depends largely on your individual situation [...]
The pandemic has drastically changed the way we live and work. For some, there may have been big changes to their financial situation. You may have changed jobs or been promoted? Perhaps you’ve saved up some extra funds during lockdown, or you may be [...]
Many homeowners and investors have been rejoicing recently following the Reserve Bank of Australia’s (RBA) decision to cut the cash rate to an historic low of 0.75% last month. If you’re confused about what the cash rate is and how it affects your [...]
Refinancing could potentially save you on interest, so it’s worth regularly reviewing your mortgage. Here’s why it’s a good idea to use a mortgage broker to refinance, rather than going direct to a lender. Expertise you can trust The mortgage [...]
Whether you are buying your first home, your next home, refinancing, investing, purchasing assets or commercial property, entering the property market is exciting. However, it can also be daunting, with so many elements at play and your life savings on [...]
With another Christmas celebrated and already showing up on our waistlines, a common topic of conversation for many of us in January is our New Year resolutions. Whether it’s a pledge to give up smoking, get to the gym more often, or start (yet another) [...]
